I make ↔ drag or type$ an hour.
My real paycheck is $1,886.
Type a wage. Drag the dials. See what one more shift is actually worth — down to the penny, after every tax and deduction. Hourly, salary, per-mile, flat pay — all supported.
This is a simplified demo. The real app uses IRS Publication 15-T with full bracket tables, progressive state withholding, W-4 adjustments, and YTD tracking. Numbers here are approximate — get the app for the full experience on iPhone & iPad.
Scrub across 26 paychecks. Watch the math move.
Every paycheck tool gives you a number.
We give you paycheck intelligence.
TakeHome IQ shows your next paycheck before payday, then tracks what changed and why — every pay period. Your dashboard shows This Pay Period, What Changed vs last check, and Where Your Pay Goes. You get free proof samples of What Changed, scanning, and what-if scenarios — then Premium unlocks unlimited access.
Know before payday
Enter your pay details once — hourly, salary, per-mile, or flat pay. See your projected take-home with every line item: federal, state, FICA, 401(k), net.
See what changed
Every pay period, TakeHome IQ compares your current paycheck to the last one. See which lines moved, by how much, and why — overtime, withholding, deductions.
Model decisions
What if you picked up overtime? Changed your 401(k)? Got a bonus? Try 3 what-if scenarios free — then Premium unlocks all 8 with unlimited use.
“If you’ve ever picked up an extra shift and thought —
wait, that’s it? — this was built for you.
Not a one-time tool.
A pay-period habit.
Your dashboard shows three cards every pay period — no setup each time, just open and know.
Your projected take-home with quick adjustments — overtime, extra pay, missed time. Updates live as you tweak.
Automatic comparison to your last paycheck. See which lines moved, by how much, and why.
Your tax and deduction breakdown at a glance. Federal, state, FICA, 401(k), and net — every dollar accounted for.
- Full paycheck projection — every tax line, every deduction
- IRS Pub 15-T accuracy, all 50 states + DC + PR
- Up to 3 saved paychecks
- 1 free What Changed look
- 3 free pay stub scans
- 3 free what-if scenarios
- No account required
- Unlimited saved paychecks
- Unlimited What Changed comparisons
- Unlimited pay stub scanning & error detection
- All 8 what-if scenarios, unlimited use
- Multiple income sources
- Custom deduction lines
- CSV/PDF export
Know your next paycheck
before payday.
See your projected take-home, track what changed, and understand where every dollar goes — every pay period, right from your phone. Free to start, no account required.
Federal withholding follows IRS Publication 15-T Worksheet 1A exactly — the same method your employer's payroll system uses. State withholding uses each state's official withholding guide. Results are estimates meant for planning, not tax filing, but they're built on the same formulas as real payroll.
Pay stub images are processed to extract line-item data and then discarded — they are not stored in any database or shared with third parties. Your paycheck details are stored locally on your phone.
Yes. TakeHome IQ handles regular pay, overtime at any multiplier, supplemental wages (bonuses, commissions, back pay), shift differentials, and flat-rate or aggregate supplemental withholding methods.
No account required. Download TakeHome IQ from the App Store and start using it immediately. The free tier includes full paycheck projections with IRS-accurate math, up to 3 saved paychecks, plus free proof samples of What Changed (1 look), pay stub scanning (3 scans), and what-if scenarios (3 tries). Premium unlocks unlimited access to all features, multiple income sources, custom deductions, and CSV export.
All 50 U.S. states, Washington DC, and Puerto Rico — including local taxes for select jurisdictions. State-specific withholding rates are updated for 2025 and 2026 tax years.
Most tools give you a one-time snapshot. TakeHome IQ is built for recurring use — it tracks your paycheck period-to-period, shows what changed and why, and lets you model decisions before you commit. Your dashboard updates every pay period with This Pay Period, What Changed, and Where Pay Goes cards. It's paycheck intelligence, not a one-off calculation.
W-2 workers whose pay varies — hourly workers with overtime, shift-based employees, anyone with bonuses, commissions, per diem, or regular deduction changes. If your paycheck is different almost every period, TakeHome IQ was built for you.