Know your next paycheck before payday.
That extra shift paid way less than you thought? See your real take-home, every tax line, every deduction, and exactly what changed since last time.
Free to start · No signup · Works in every state
Not a calculator. A paycheck you can trust.
Open it and you already know what’s coming — every pay period.
Know before payday
A live projection of your next check — always on your home screen, down to the last deduction.
See where every dollar goes
Gross to net, line by line — federal, FICA, state, and every deduction, the same method your payroll runs.
Model any decision
Overtime, a bonus, a 401(k) change — see the real after-tax impact before you commit.
Verify your real stub
Snap a photo or import a PDF of your pay stub — the app reads every line and tells you exactly where the math agrees, or where it doesn’t.
Know before payday
A live projection of your next check — always on your home screen, down to the last deduction.
See where every dollar goes
Gross to net, line by line — federal, FICA, state, and every deduction, the same method your payroll runs.
Model any decision
Overtime, a bonus, a 401(k) change — see the real after-tax impact before you commit.
Verify your real stub
Snap a photo or import a PDF of your pay stub — the app reads every line and tells you exactly where the math agrees, or where it doesn’t.
Your real take-home, right now.
Enter your pay. Watch it break down exactly like the app does.
Live estimate using IRS Pub 15-T method, biweekly. Your exact paycheck — with full W-4, YTD tracking and local taxes — is in the app.
Built to match your real stub.
Not a rough estimate — the same withholding rules your employer runs, every state, on your device.
The same withholding method your payroll runs — federal 2025 & 2026.
State and local rules built in, not a flat national guess.
Your paycheck data stays on your phone. No account, no signup.
Decide with the after-tax number, not the gross.
“Should I pick up Saturday?” “Is bumping my 401(k) worth it?” Model the real decision — then compare side by side.
- Overtime & extra shifts
- Bonuses & commissions
- 401(k) & deduction changes
- “What gross do I need to hit $2,000 net?” (reverse solver)
That’s the number that actually lands in your account — not the $312 gross.
Start free. Upgrade when you’re hooked.
The full paycheck math is free, forever. Premium is for power users who track every period.
- Full take-home math — every tax line
- All 50 states + DC & Puerto Rico
- “What changed” & “where pay goes”
- Up to 10 saved paychecks
- Up to 2 work sources (for second jobs)
- 3 free pay-stub scans & 10 What-If runs to try
- Unlimited saved paychecks & history
- Unlimited pay-stub scanning & verify
- Unlimited What-If scenarios
- Unlimited work sources for multi-job households
- Paycheck Profile — auto-fill W-4 & deductions
- CSV & PDF export
Know your next paycheck
before payday.
Free on iPhone & iPad. No signup. Works in every state.
Frequently asked questions
Is it accurate to my real paycheck?
It runs the same IRS Publication 15-T withholding method your payroll uses, with annual FICA wage bases and YTD tracking — federal for 2025 & 2026, plus state & local rules for all 50 states, DC, and Puerto Rico (state tables current for 2026).
Do I need an account?
No. There’s no signup, and your paycheck data stays on your device. Analytics are opt-in and anonymous.
Does it handle overtime, bonuses, and two jobs?
Yes — hourly with multiple overtime tiers, salary, per-mile and per-trip, bonuses and supplemental wages, plus multiple work sources with different states and deductions.
What’s free vs. paid?
All the core paycheck math is free, plus up to 10 saved paychecks and trial runs of scanning and What-If. Premium unlocks unlimited saves, unlimited scanning, unlimited scenarios, multiple jobs, and export.
The in-app calculation uses IRS Pub 15-T methods and is designed to match your employer’s withholding; your exact paycheck can vary with your specific payroll setup and elections. For tax advice, consult a professional.